diff --git a/src/routes/billing.ts b/src/routes/billing.ts
index 2d78e40c..98c15910 100644
--- a/src/routes/billing.ts
+++ b/src/routes/billing.ts
@@ -315,7 +315,7 @@ router.get(
 
       const requestId = requireString(req.params.requestId, "requestId");
       const billingService = getBillingService(req);
-      const result = await billingService.getByRequestId(requestId);
+      const result = await billingService.getByRequestId(requestId, user.id);
 
       if (!result) {
         next(
diff --git a/src/routes/billing/deduct.test.ts b/src/routes/billing/deduct.test.ts
index 8550f03d..bfbe6fb5 100644
--- a/src/routes/billing/deduct.test.ts
+++ b/src/routes/billing/deduct.test.ts
@@ -222,10 +222,33 @@ describe('POST /api/billing/deduct - developerId validation', () => {
     expect(deducted.status).toBe(200);
     expect(lookup.status).toBe(200);
     expect(fakeService.deduct).toHaveBeenCalledTimes(1);
-    expect(fakeService.getByRequestId).toHaveBeenCalledWith('req_1');
+    expect(fakeService.getByRequestId).toHaveBeenCalledWith('req_1', 'user_123');
     expect(app.locals.billingService).toBe(fakeService);
   });
 
+  it('passes the authenticated user id into the owner-scoped lookup', async () => {
+    const fakeService = {
+      deduct: jest.fn(),
+      getByRequestId: jest.fn().mockResolvedValue(null),
+    };
+    const app = buildApp(
+      { query: jest.fn() } as unknown as Pool,
+      fakeService as unknown as BillingService,
+    );
+
+    const res = await request(app)
+      .get('/api/billing/deduct/request/req_foreign')
+      .set('Authorization', `Bearer ${makeToken('user_other')}`);
+
+    // A non-owned request id resolves to the same 404 as a missing one, so the
+    // route never reveals that another user's charge exists.
+    expect(res.status).toBe(404);
+    expect(fakeService.getByRequestId).toHaveBeenCalledWith(
+      'req_foreign',
+      'user_other',
+    );
+  });
+
   it('creates the billing client only once when the app starts', async () => {
     const fakeClient: jest.Mocked<SorobanClient> = {
       getBalance: jest.fn().mockResolvedValue({ balance: '0' }),
diff --git a/src/routes/billing/deduct.ts b/src/routes/billing/deduct.ts
index 892cdfc2..4399cfe3 100644
--- a/src/routes/billing/deduct.ts
+++ b/src/routes/billing/deduct.ts
@@ -222,7 +222,7 @@ router.get(
 
       const requestId = requireString(req.params.requestId, "requestId");
       const billingService = getBillingService(req);
-      const result = await billingService.getByRequestId(requestId);
+      const result = await billingService.getByRequestId(requestId, user.id);
 
       if (!result) {
         next(
diff --git a/src/services/billing.test.ts b/src/services/billing.test.ts
index 04bdade9..614599f8 100644
--- a/src/services/billing.test.ts
+++ b/src/services/billing.test.ts
@@ -593,13 +593,40 @@ describe('BillingService.getByRequestId', () => {
     const soroban = createMockSorobanClient();
     const svc = new BillingService(pool, soroban.client, { retryDelaysMs: [] });
 
-    const result = await svc.getByRequestId('req_existing');
+    const result = await svc.getByRequestId('req_existing', 'user_1');
 
     assert.ok(result !== null);
     assert.equal(result?.usageEventId, '123');
     assert.equal(result?.stellarTxHash, 'tx_abc');
   });
 
+  test('scopes the lookup to the owning user and returns null for a foreign request', async () => {
+    const calls: unknown[][] = [];
+    const pool = {
+      query: async (...args: unknown[]) => {
+        calls.push(args);
+        const [, params] = args as [string, unknown[]];
+        // Mirror the owner-scoped WHERE clause: only the owner's row matches.
+        return makeQr(
+          params[1] === 'user_1' ? [{ id: 123, stellar_tx_hash: 'tx_abc' }] : [],
+        );
+      },
+    } as unknown as Pool;
+
+    const soroban = createMockSorobanClient();
+    const svc = new BillingService(pool, soroban.client, { retryDelaysMs: [] });
+
+    const owned = await svc.getByRequestId('req_shared', 'user_1');
+    assert.ok(owned !== null);
+
+    const foreign = await svc.getByRequestId('req_shared', 'user_2');
+    assert.equal(foreign, null);
+
+    const [sql, params] = calls[0] as [string, unknown[]];
+    assert.ok(sql.includes('user_id = $2'));
+    assert.deepEqual(params, ['req_shared', 'user_1']);
+  });
+
   test('returns null when request_id is absent', async () => {
     const pool = {
       query: async () => makeQr(),
@@ -608,7 +635,7 @@ describe('BillingService.getByRequestId', () => {
     const soroban = createMockSorobanClient();
     const svc = new BillingService(pool, soroban.client, { retryDelaysMs: [] });
 
-    const result = await svc.getByRequestId('req_missing');
+    const result = await svc.getByRequestId('req_missing', 'user_1');
 
     assert.equal(result, null);
   });
@@ -621,7 +648,7 @@ describe('BillingService.getByRequestId', () => {
     const soroban = createMockSorobanClient();
     const svc = new BillingService(pool, soroban.client, { retryDelaysMs: [] });
 
-    const result = await svc.getByRequestId('req_failed_soroban');
+    const result = await svc.getByRequestId('req_failed_soroban', 'user_1');
 
     assert.ok(result !== null);
     assert.equal(result?.success, false);
diff --git a/src/services/billing.ts b/src/services/billing.ts
index 292daa22..eece6298 100644
--- a/src/services/billing.ts
+++ b/src/services/billing.ts
@@ -544,7 +544,10 @@ export class BillingService {
     }
 
     // --- Idempotency precheck: return early if request has already been processed ---
-    const existing = await this.getByRequestId(request.requestId);
+    const existing = await this.getByRequestId(
+      request.requestId,
+      request.userId,
+    );
     if (existing) {
       return {
         ...existing,
@@ -919,15 +922,27 @@ export class BillingService {
     };
   }
 
-  async getByRequestId(requestId: string): Promise<BillingDeductResult | null> {
+  /**
+   * Look up a previously recorded usage event by its request id.
+   *
+   * The lookup is owner-scoped: only the row whose `user_id` matches `userId`
+   * is ever returned, so callers cannot enumerate or read another user's
+   * charges and transaction hashes via a guessed/predictable request id.
+   * A non-owned request id resolves to `null` — the same result as a missing
+   * request id — so existence is not leaked.
+   */
+  async getByRequestId(
+    requestId: string,
+    userId: string,
+  ): Promise<BillingDeductResult | null> {
     const result = await this.pool.query<{
       id: string;
       stellar_tx_hash: string | null;
     }>(
       `SELECT id, stellar_tx_hash
          FROM usage_events
-        WHERE request_id = $1`,
-      [requestId],
+        WHERE request_id = $1 AND user_id = $2`,
+      [requestId, userId],
     );
 
     if (result.rows.length === 0) return null;