diff --git a/backend/src/alerts/expiry-alerts.service.ts b/backend/src/alerts/expiry-alerts.service.ts
index 0869e101..3122c20b 100644
--- a/backend/src/alerts/expiry-alerts.service.ts
+++ b/backend/src/alerts/expiry-alerts.service.ts
@@ -2,12 +2,12 @@ import { Injectable, Logger } from '@nestjs/common';
 import { Cron, CronExpression } from '@nestjs/schedule';
 
 /**
- * Sends daily alerts for warranties and scheduled maintenance that are due to
- * expire soon, so nothing lapses unnoticed.
+ * Sends daily alerts for warranties, insurance, and scheduled maintenance
+ * that are due to expire soon, so nothing lapses unnoticed.
  *
- * Runs once a day; finds assets whose warranty (or next maintenance) falls
- * within the lookahead window and creates a notification for the responsible
- * user.
+ * Runs once a day; finds assets whose warranty/insurance (or next
+ * maintenance) falls within the lookahead window and creates a
+ * notification for the responsible user.
  */
 @Injectable()
 export class ExpiryAlertsService {
@@ -19,9 +19,10 @@ export class ExpiryAlertsService {
   @Cron(CronExpression.EVERY_DAY_AT_8AM)
   async sendExpiryAlerts(): Promise<void> {
     this.logger.log(
-      `Checking for warranties/maintenance expiring within ${this.lookaheadDays} days`,
+      `Checking for warranties/insurance/maintenance expiring within ${this.lookaheadDays} days`,
     );
     await this.checkWarrantyExpiries();
+    await this.checkInsuranceExpiries();
     await this.checkMaintenanceDue();
   }
 
@@ -30,6 +31,17 @@ export class ExpiryAlertsService {
     // the assigned user (NotificationsService + MailService `warranty-expiring`).
   }
 
+  private async checkInsuranceExpiries(): Promise<void> {
+    // Query assets with insuranceExpiry within the lookahead window and notify
+    // the assigned user (NotificationsService + MailService `insurance-expiring`).
+    //
+    // Blocked on data: Asset (assets/entities/asset.entity.ts) currently has
+    // no `insuranceExpiry` field — only `warrantyExpiry`. That field needs
+    // to be added (with a migration) before this can query real data; this
+    // stub is wired into the daily run now so the coverage gap doesn't
+    // silently reappear once the field exists.
+  }
+
   private async checkMaintenanceDue(): Promise<void> {
     // Query maintenance records scheduled within the lookahead window and notify
     // the responsible user (MAINTENANCE_DUE notification).