diff --git a/CHANGELOG.md b/CHANGELOG.md
index 75899b1..258f35e 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -16,6 +16,14 @@ All notable changes to backendkit are documented here. Format:
   malformed `scope`/`scp` claim only matters with `RequireScopes` (it is then a 403): callers that do
   not require scopes see no change.
 
+### Fixed
+- **`WithPendingLoginManagedSchema` now also checks the `UPDATE` privilege.** `Put` is an
+  `INSERT … ON CONFLICT DO UPDATE`, which needs `UPDATE` on the table, but the start-up check
+  verified only `SELECT`, `INSERT` and `DELETE`. A role granted exactly those three passed the
+  check and then failed every sign-in. Such a role is now refused at start-up, naming `UPDATE`;
+  grant it `SELECT, INSERT, UPDATE, DELETE`, as for the session table. Found while moving the
+  monitoring console to the managed schema.
+
 ## [1.25.0] - 2026-10-10
 
 Minor release on the **v1** line: additive API only. `bff.PendingLoginStore` keeps pending logins
diff --git a/bff/pending_login.go b/bff/pending_login.go
index 3d526c3..f0cf69b 100644
--- a/bff/pending_login.go
+++ b/bff/pending_login.go
@@ -164,7 +164,8 @@ func WithPendingLoginErrorHandler(f func(op string, err error)) PendingLoginStor
 // WithPendingLoginManagedSchema tells NewPostgresPendingLoginStore that the
 // table is created by the caller's own migrations, as for
 // WithPostgresManagedSchema: it runs no DDL, checks the columns and that the
-// role holds SELECT, INSERT and DELETE. The migration must create:
+// role holds SELECT, INSERT, UPDATE and DELETE (Put is an INSERT … ON CONFLICT
+// DO UPDATE, which needs UPDATE). The migration must create:
 //
 //	CREATE TABLE <table> (
 //		state      text        PRIMARY KEY,
@@ -227,7 +228,7 @@ func NewPostgresPendingLoginStore(ctx context.Context, db *sql.DB, key []byte, t
 		return nil, fmt.Errorf("bff: pending login store: %w", err)
 	}
 	if s.managed {
-		if err := checkTable(ctx, db, s.table, "state, data, created_at", "SELECT", "INSERT", "DELETE"); err != nil {
+		if err := checkTable(ctx, db, s.table, "state, data, created_at", "SELECT", "INSERT", "UPDATE", "DELETE"); err != nil {
 			return nil, fmt.Errorf("bff: pending login store: managed table %s: %w", s.table, err)
 		}
 		return s, nil
diff --git a/bff/pending_login_test.go b/bff/pending_login_test.go
index de76479..d78e1a4 100644
--- a/bff/pending_login_test.go
+++ b/bff/pending_login_test.go
@@ -198,6 +198,29 @@ func TestPostgresPendingLoginStore_ManagedSchema(t *testing.T) {
 	}
 }
 
+// Put is an INSERT … ON CONFLICT DO UPDATE, so a role without UPDATE cannot
+// store a login: the managed check must refuse it at start-up, naming the
+// privilege, instead of letting every sign-in fail.
+func TestPostgresPendingLoginStore_ManagedSchemaNeedsUpdate(t *testing.T) {
+	ctx := context.Background()
+	_, db := pgStore(t, time.Hour, time.Hour)
+	table := fmt.Sprintf("bff_test_pending_grant_%d", time.Now().UnixNano())
+	t.Cleanup(func() { _, _ = db.Exec("DROP TABLE IF EXISTS " + table) })
+	if _, err := db.Exec("CREATE TABLE " + table + " (state text PRIMARY KEY, data bytea NOT NULL, created_at timestamptz NOT NULL)"); err != nil {
+		t.Fatal(err)
+	}
+	store := db
+	if isSuperuser(t, db) {
+		store = limitedRoleDB(t, db, table, "SELECT, INSERT, DELETE")
+	} else if _, err := db.Exec("REVOKE UPDATE ON " + table + " FROM CURRENT_USER"); err != nil {
+		t.Fatal(err)
+	}
+	_, err := NewPostgresPendingLoginStore(ctx, store, testKey, 0, WithPendingLoginTable(table), WithPendingLoginManagedSchema())
+	if err == nil || !strings.Contains(err.Error(), "UPDATE") {
+		t.Fatalf("missing UPDATE privilege: %v, want a start-up error naming it", err)
+	}
+}
+
 func TestNewPostgresPendingLoginStore_Validation(t *testing.T) {
 	ctx := context.Background()
 	if _, err := NewPostgresPendingLoginStore(ctx, nil, testKey, 0); err == nil {