diff --git a/fastapi_mcp/openapi/convert.py b/fastapi_mcp/openapi/convert.py
index 22e5c5e1..e8b02972 100644
--- a/fastapi_mcp/openapi/convert.py
+++ b/fastapi_mcp/openapi/convert.py
@@ -208,7 +208,12 @@ def convert_openapi_to_mcp_tools(
                     properties[param_name]["description"] = param_desc
 
                 if "type" not in properties[param_name]:
-                    properties[param_name]["type"] = param_schema.get("type", "string")
+                    union_variants = param_schema.get("anyOf") or param_schema.get("oneOf") or []
+                    non_null_types = {
+                        v.get("type") for v in union_variants if v.get("type") and v.get("type") != "null"
+                    }
+                    if len(non_null_types) <= 1:
+                        properties[param_name]["type"] = param_schema.get("type", "string")
 
                 if param_required:
                     required_props.append(param_name)
@@ -225,7 +230,12 @@ def convert_openapi_to_mcp_tools(
                     properties[param_name]["description"] = param_desc
 
                 if "type" not in properties[param_name]:
-                    properties[param_name]["type"] = get_single_param_type_from_schema(param_schema)
+                    union_variants = param_schema.get("anyOf") or param_schema.get("oneOf") or []
+                    non_null_types = {
+                        v.get("type") for v in union_variants if v.get("type") and v.get("type") != "null"
+                    }
+                    if len(non_null_types) <= 1:
+                        properties[param_name]["type"] = get_single_param_type_from_schema(param_schema)
 
                 if "default" in param_schema:
                     properties[param_name]["default"] = param_schema["default"]
@@ -245,7 +255,12 @@ def convert_openapi_to_mcp_tools(
                     properties[param_name]["description"] = param_desc
 
                 if "type" not in properties[param_name]:
-                    properties[param_name]["type"] = get_single_param_type_from_schema(param_schema)
+                    union_variants = param_schema.get("anyOf") or param_schema.get("oneOf") or []
+                    non_null_types = {
+                        v.get("type") for v in union_variants if v.get("type") and v.get("type") != "null"
+                    }
+                    if len(non_null_types) <= 1:
+                        properties[param_name]["type"] = get_single_param_type_from_schema(param_schema)
 
                 if "default" in param_schema:
                     properties[param_name]["default"] = param_schema["default"]
diff --git a/tests/test_openapi_conversion.py b/tests/test_openapi_conversion.py
index aefe6433..ced38e94 100644
--- a/tests/test_openapi_conversion.py
+++ b/tests/test_openapi_conversion.py
@@ -1,5 +1,8 @@
+from typing import Dict, List, Union
+
 from fastapi import FastAPI
 from fastapi.openapi.utils import get_openapi
+from pydantic import BaseModel, Field
 import mcp.types as types
 
 from fastapi_mcp.openapi.convert import convert_openapi_to_mcp_tools
@@ -422,3 +425,105 @@ def test_body_params_edge_cases(complex_fastapi_app: FastAPI):
     if "items" in properties:
         item_props = properties["items"]["items"]["properties"]
         assert "total" in item_props
+
+
+def test_union_type_schema_not_collapsed():
+    """A body field typed as a union of two real types (e.g. dict | list) must keep its
+    anyOf in the projected MCP tool schema.
+
+    Injecting a single arbitrary "type" alongside anyOf makes the MCP server's jsonschema
+    validator reject every variant except the one picked (issue #307).
+    """
+
+    app = FastAPI()
+
+    class SaveRequest(BaseModel):
+        tags: Union[Dict[str, List[str]], List[str]] = Field(default_factory=dict)
+
+    @app.post("/save", operation_id="save")
+    def save(body: SaveRequest):
+        return {"ok": True}
+
+    openapi_schema = get_openapi(
+        title=app.title,
+        version=app.version,
+        openapi_version=app.openapi_version,
+        routes=app.routes,
+    )
+
+    tools, _ = convert_openapi_to_mcp_tools(openapi_schema)
+
+    save_tool = next(tool for tool in tools if tool.name == "save")
+    tags_prop = save_tool.inputSchema["properties"]["tags"]
+
+    assert "anyOf" in tags_prop
+    assert "type" not in tags_prop
+    variant_types = {v.get("type") for v in tags_prop["anyOf"]}
+    assert "object" in variant_types
+    assert "array" in variant_types
+
+
+def test_oneof_body_schema_not_collapsed():
+    """Same as above but for a hand-written OpenAPI spec using oneOf instead of anyOf."""
+    openapi_schema = {
+        "openapi": "3.1.0",
+        "info": {"title": "t", "version": "1"},
+        "paths": {
+            "/save": {
+                "post": {
+                    "operationId": "save",
+                    "requestBody": {
+                        "content": {
+                            "application/json": {
+                                "schema": {
+                                    "type": "object",
+                                    "properties": {
+                                        "value": {
+                                            "oneOf": [
+                                                {"type": "object"},
+                                                {"type": "array"},
+                                            ]
+                                        }
+                                    },
+                                }
+                            }
+                        }
+                    },
+                    "responses": {"200": {"description": "ok"}},
+                }
+            }
+        },
+    }
+
+    tools, _ = convert_openapi_to_mcp_tools(openapi_schema)
+
+    save_tool = next(tool for tool in tools if tool.name == "save")
+    value_prop = save_tool.inputSchema["properties"]["value"]
+
+    assert "oneOf" in value_prop
+    assert "type" not in value_prop
+
+
+def test_union_path_param_not_collapsed():
+    """Path params with union types (e.g. int | str) must keep anyOf too —
+    the path-param loop previously injected a bogus "type": "string"."""
+    app = FastAPI()
+
+    @app.get("/items/{item_id}", operation_id="get_item")
+    def get_item(item_id: Union[int, str]):
+        return {"id": item_id}
+
+    openapi_schema = get_openapi(
+        title=app.title,
+        version=app.version,
+        openapi_version=app.openapi_version,
+        routes=app.routes,
+    )
+
+    tools, _ = convert_openapi_to_mcp_tools(openapi_schema)
+
+    tool = next(t for t in tools if t.name == "get_item")
+    prop = tool.inputSchema["properties"]["item_id"]
+
+    assert "anyOf" in prop
+    assert "type" not in prop