cfpb

Analysis of the effect of different types of financial products on financial wellbeing.

Procurement prototypes for CFPB

HMDA mortgage lending disparity analyzer — denial rates, racial disparities, lending deserts, and lender benchmarking

Analytics pipeline that turns CFPB consumer complaints into operational intelligence: topic discovery, interpretable risk scoring, and executive reporting.

Analysis of HMDA home loans data for Tyler, TX.

A copy of the Consumer Complaints Database from the U.S. Consumer Financial Protection Bureau downloaded on April 25, 2018.

An end-to-end analytics platform designed to process and analyze real consumer complaint data from the CFPB. By integrating demographic data and applying NLP, the platform identifies high-risk financial products and response efficiency gaps. An interactive dashboard enables real-time monitoring of key compliance metrics.

Benchmarking consumer complaints for 10 major U.S. banks on the CFPB database (16.9M rows), built end-to-end on Snowflake → dbt → Tableau with size-neutral comparisons.

Personal website (outdated)

Tool for downloading CFPB trend data using the CFPB's Consumer Complaints Database API.

R analysis of financial conditions, financial well-being, and reported distress using the CFPB National Financial Well-Being Survey.

Truist digital banking competitive benchmark: 598K CFPB complaints + 2M app store ratings across BofA, Chase, Wells Fargo, PNC, Fifth Third — with RICE-scored roadmap

Automatic Tagging of CFPB Complaints using LLM's and Ensemble Techniques

PropTech-specific profile of the AI Incident Card. Maps severity/type fields onto CFPB UDAAP, ECOA Reg B (12 CFR 1002), Fair Housing Act, RESPA Section 8, title-chain integrity (ALTA), state real-estate regulator notification + a 5-grade transaction-impact severity scale. PropTech-readiness scaffolding, not certification.

Fine-tuned DistilBERT for CFPB consumer-complaint routing (8 classes, macro-F1 0.85), plus a quantitative faithfulness audit of its explainability layer: Integrated Gradients, SHAP and attention rollout agree on only 13-29% of their top-attributed tokens.

FinTech audit-stream Operator: per-consumer-credit / deposit / payment / fraud / AML / robo-advisor / Section-1071-small-business AI tool events hash-chained for CFPB + OCC + FRB + FDIC + ECOA + FCRA + GLBA + BSA-AML evidence. Two invariants: human-credit-officer + FCRA permissible-purpose. Excludes mortgage + insurance.

Profile of evidence-bundle-spec scoped to CFPB + OCC + FRB + FDIC readiness across 8 obligation families: model-risk-management + ECOA Reg B + FCRA Reg V + GLBA Safeguards + BSA/AML + Section 1071 + Section 1033 + CFPB UDAAP. FinTech scaffolding, not certification.

Open-source PII detection and re-identification risk benchmarks for LLM pipelines under EU AI Act, HIPAA Safe Harbor and GLBA NPI.

n8n workflow orchestrating four conditional-tool-use Claude agents to classify, research, draft, and QA real CFPB consumer complaints against real federal regulation text, behind a deterministic escalation gate. Live Streamlit dashboard synced to Google Sheets. Built to prioritize real, disclosed data over simulation throughout.

AI-augmented operational analysis of 14.3M US consumer banking complaints -- SQL, PostgreSQL, and documented AI workflow