stokvel

Autonomous Infrastructure Runtime (AIR) & Trust Runtime gateway. Enforcing policy gates, CircuitBreaker controls, and evidence-driven cryptographic verification for Ubuntu Pools.

Rotating savings circles settled in USDC on Stellar. Members pay each other directly, wallet to wallet: no custodian, no pooled pot, nothing to steal.

SA's first AI-powered stokvel management — AI meeting minutes, fraud detection, WhatsApp reminders for the R11B community savings market

Social Yield Protocol digitizing South African stokvels on Solana — Anchor program (PDA vaults, rotation payouts, on-chain governance) + Next.js app. Source-available (BUSL-1.1).

e-Khadi: community credit and stokvel platform for SASSA recipients, built for Huawei Developer Competition Africa 2026.

ASP.NET Core 10 Minimal API for tracking stokvels with enforced domain rules, async CRUD endpoints and Scalar UI testing.